diff --git a/README.md b/README.md
index 142ec20..a7924cd 100644
--- a/README.md
+++ b/README.md
@@ -64,6 +64,7 @@ Please refer to the [release page](https://github.com/actions/checkout/releases/
 
     # The user to use when connecting to the remote SSH host. By default 'git' is
     # used.
+    # Default: git
     ssh-user: ''
 
     # Whether to configure the token or SSH key with the local git config
diff --git a/dist/index.js b/dist/index.js
index 5814717..b210247 100644
--- a/dist/index.js
+++ b/dist/index.js
@@ -2401,7 +2401,7 @@ function getFetchUrl(settings) {
     const encodedOwner = encodeURIComponent(settings.repositoryOwner);
     const encodedName = encodeURIComponent(settings.repositoryName);
     if (settings.sshKey) {
-        let user = settings.sshUser.length > 0 ? settings.sshUser : 'git';
+        const user = settings.sshUser.length > 0 ? settings.sshUser : 'git';
         return `${user}@${serviceUrl.hostname}:${encodedOwner}/${encodedName}.git`;
     }
     // "origin" is SCHEME://HOSTNAME[:PORT]